Category: credit score

As part of the loan process, your borrower may be required to provide an explanation for derogatory credit such as late payments, bankruptcy, or judgments. This is a very important…

A good or bad credit score is a direct representation of you and your financial status. Your credit can also be a window into your personality. That is why some…

If your credit score is absolutely dismal you’re right to worry. Fortunately this is not the end of the road and there are actions you can take to improve your…

In the United States there are six types of bankruptcy, as outlined by Title 11 (aka the Bankruptcy Code) of the United States Code. While only a couple of these…