Let's Get Started: Are you Purchasing or Refinancing Your Home?
To ensure that we get your pre-approval started and moving forward quickly please let us know what type of pre-approval we should start for you.
Get a Mortgage
FAST and EASY
Financing a home can be complicated. Work with a reputable, local mortgage company who can walk you through the entire
Our process makes it easy to reach the best underwriting program for your situation. Remember, it’s best to utilize a broker with several underwriting options when shopping for a mortgage, to find the right loan for you. The good news is we do this for you. We work for you.
Answer Some Questions
Tell us a little about your loan requirements and the home you want to buy or refinance.
Get Specific Results
We take your answers into account to find the best available loan and help you implement the process, move forward and get to a successful closing.
Discuss With Us
Our local mortgage consultant will call you to talk about getting approved with the best underwriting option for you based on your unique situation.
When getting approved for a loan, having the right Mortgage Broker can make a big difference.
Many home shoppers get pre-approved by a bank based on a recommendation from a friend or real estate agent, and don’t bother shopping around. But that won’t guarantee you’ll get the best rate or best service. If you want the best loan for your needs, a Mortgage Broker will provide you with the most abundant available programs and generally the most competitive pricing and lowest fees.
That's What We Do For You
Contact us and Get Pre-Approved so you can get help with the right loan for your situation. Compare the rates and programs of our many loan programs with those you find through your agent, family or friends.
We are confident at that point you will choose Progressive Lending Solutions, Inc. - the leading local Mortgage Origination Company, who will provide all available options to you.
A mortgage pre-approval is an evaluation by a broker that determines if you would qualify for a home loan. It also shows how much the broker would be willing to lend you. Getting pre-approved is the first step towards getting a mortgage, but it does not guarantee a loan. Your pre-approval letter should be submitted along with your offer to show sellers that you are a serious and qualified buyer.
The first step to get pre-approved for a home loan is to find a reputable mortgage broker to work with. Progressive Lending Solutions is an A+ Rated local mortgage broker with a vast array of today's available loan programs. After you choose us we will ask for some basic information about your financial history and will need to run a credit report. If you meet the underwriters guidelines for issuing a loan (verified income, assets and credit), you will receive a
pre-approval letter, which states the home loan amount we would be willing to lend.
Most home shoppers find a bank based on a recommendation from a friend or real estate agent, but that won’t guarantee you’ll get the best rate or the best service. We can research a large network of underwriting programs to find you the best mortgage loan for you and your situation. As a licensed mortgage broker, Progressive Lending Solutions, Inc. has created a mortgage process that encourages transparency on all levels.
No. Progressive Lending Solutions, Inc. is the only company that will receive your contact information. You will have the option to contact more lenders if you choose. But unlike other sites, your information will not be shared with multiple banks, lenders or brokers. We are the only mortgage broker that will reach out to you about your home loan pre-approval.
We are committed to keeping your information safe and secure. We use the same encryption and security used by major banking institutions, called Citrix Sharefile. We never resell your information to other brokers or lenders. You’ll only hear from one mortgage consultant about your home loan pre-approval. And again, you’ll have the option to contact other banks, lenders or brokers if you choose.
There are a number of reasons why it’s a good idea to get pre-approved for a mortgage. A pre-approval letter can help your offer stand out in a competitive market, and help show sellers that you’re a credible buyer who can act fast and secure the financing needed to purchase a new home. In most cases, sellers will require a pre-approval letter from every prospective buyer who needs financing to purchase the home. Getting pre-approved can also help you during your home search because it can tell you what you can comfortably afford to spend on a home.
If you don’t qualify for a mortgage pre-approval, there are some things that you can work on that may increase your chances: work to improve your credit score, fix any errors on your credit report, or create a plan to reduce debt and/or save for a larger down payment. In many cases, we can work with you and give you tips on how to improve your chances of getting your home loan pre-approval.
*As a licensed mortgage broker, Progressive Lending Solutions, Inc. has created a mortgage marketplace and process that encourages transparency on all levels. File and document security is a high priority for us, therefore we operate document transfer with a dedicated secure upload center.
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Trust begins with being A+ Rated!
2277 West Highway 36, Suite 304
Roseville, MN 55113
Toll Free: 866-680-2840
E-mail: [email protected]
MN License #20494461
WI License #22985
NMLS Identifier #107620