How to Explain Derogatory Credit
As part of the loan process, your borrower may be required to provide an explanation for derogatory credit such as […]
September 2017
August 2017
3 Credit Scores – The Importance of Getting All 3 Credit Bureau Scores
A good or bad credit score is a direct representation of you and your financial status.
Your credit can also be […]
Bad Credit – How to Repair a 400 Credit Score
If your credit score is absolutely dismal you’re right to worry.
Fortunately this is not the end of the road and […]
June 2017
6 Types of Bankruptcy
In the United States there are six types of bankruptcy, as outlined by Title 11 (aka the Bankruptcy Code) of […]
January 2017
How To Improve Your Credit
If you have had credit problems, be prepared to discuss them honestly with a mortgage professional. Responsible mortgage professionals know […]
November 2015
Things to Know About Home Buying Mortgages and Refinance
Spending time with an experienced Loan Consultant can save you time, money and unnecessary stress.
The […]
Understanding Your Credit Score
Understanding your credit score and knowing that a FICO score is a credit score developed by Fair Isaac & Co. […]
Facts and Fallacies About Credit Scores
Fallacy: My score determines whether or not I get credit
Fact: Lenders use a number of facts to make credit decisions, […]
Credit Report Errors and Mistakes
Credit report errors and mistakes do happen. It is very possible that you have credit […]
Understanding Your Credit Report
Understanding your credit report is important beacause your Credit Rating follows you where you are and […]