Let's Get Started: Are you Purchasing or Refinancing Your Home?
To ensure that we get your pre-approval started and moving forward quickly please let us know what type of pre-approval we should start for you.
Get a Mortgage
Financing a home can be complicated. Work with a local company who can walk you through the entire pre-approval process.
Our process makes it easy to reach the best lender for your situation. Remember, it’s best to talk to at least three different lenders when shopping for a mortgage to find the right loan for you. The good news is we do this for you. We work for you.
Answer Some Questions
Tell us a little about your loan requirements and the home you want to buy or refinance.
Get Specific Results
We take your answers into account to find the best lender who can help you and the loan that is best for your situation.
Discuss With Us
Our local loan officer will call you to talk about getting pre-approved with the best lender for you based on your unique situation.
When getting pre-approved for a loan, having the right lender can make a big difference.
Many home shoppers get pre-approved by a lender based on a recommendation from a friend or real estate agent, and don’t bother shopping around. But that won’t guarantee you’ll get the best rate or best service. If you need a loan, it’s best to compare rates from at least three different lenders to find the best loan for you.
That's What We Do For You
Contact us and Get Pre-Approved so you can get help with a loan for your situation. Compare the rates and programs of our many lenders with those you find through your agent, family or friends.
Then you’ll be able to choose the right lender, and right loan for you.
Mortgage pre-approval is an evaluation by a lender that determines if you would qualify for a home loan. It also shows how much the lender would be willing to lend you. Getting pre-approved is the first step towards getting a mortgage, but it does not guarantee a loan. Your pre-approval letter should be submitted along with your offer to show sellers that you are a serious and qualified buyer.
The first step to get pre-approved for a home loan is to find a mortgage lender to work with. We will do this for your to find a licensed lender in minutes. Then, we will ask for some basic information about your financial history and will need to run a credit report. If you meet the lender’s guidelines for issuing a loan, you receive a pre-approval letter, which states the home loan amount the lender is willing to let you borrow.
Most home shoppers find a lender based on a recommendation from a friend or real estate agent, but that won’t guarantee you’ll get the best rate or the best service. We can research a large network of lenders to find you the best mortgage loan for you and your situation. As a licensed mortgage broker, Progressive Lending Solutions, Inc., we’ve also created a mortgage process that encourages transparency on all levels.
No. Progressive Lending Solutions, Inc. is the only company that will receive your contact information. You will have the option to contact more lenders if you choose. But unlike other sites, your information will not be shared with multiple lenders or brokers. We are the only mortgage broker that will reach out to you about your home loan pre-approval.
We are committed to keeping your information safe and secure. We use the same encryption and security used by major banking institutions. And we never resell your information to multiple lenders. You’ll only hear from one loan officer about your home loan pre-approval. And again, you’ll have the option to contact other lenders if you choose.
There are a number of reasons why it’s a good idea to get pre-approved for a mortgage. A pre-approval letter can help your offer stand out in a competitive market, and help show sellers that you’re a credible buyer who can act fast and secure the financing needed to purchase a new home. In some cases, sellers may require a pre-approval letter from every prospective buyer who needs financing to purchase the home. Getting pre-approved can also help you during your home search because it can tell you what you can comfortably afford to spend on a home.
If you don’t qualify for a mortgage pre-approval, there are some things that you can work on that may increase your chances: work to improve your credit score, fix any errors on your credit report, or create a plan to reduce debt and/or save for a larger down payment. In many cases, we can work with you and give you tips on how to improve your chances of getting your home loan pre-approval.
*As a licensed mortgage broker, Progressive Lending Solutions, Inc., we’ve also created a mortgage marketplace and process that encourages transparency on all levels.
We're A+ Rated
2277 West Highway 36, Suite 304
Roseville, MN 55113
Toll Free: 866-680-2840
MN License #20494461
WI License #22985
NMLS Identifier #107620